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Debt collector · complaint record

EZ Finance complaints

Consumers have filed 3 complaints about EZ Finance since 2021, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
3

Since January 2021

Last 12 months
1

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Apr 6, 2026

Rank
#1,510 of 1,963

Most complained-about debt collectors

EZ Finance complaints by month

The busiest month was January 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How EZ Finance answered all time

  • Closed with explanation133.3%
  • Untimely response266.7%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What EZ Finance complaints are about

  • Debt collection133%
  • Payday & personal loans267%

Top EZ Finance problems

Inside "Took or threatened to take negative or legal action"

  • Threatened or suggested your credit would be damaged 1

EZ Finance compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8EZ FinanceDebt collection-1new0%0%-

Compare side by side: EZ Finance vs Green Square · EZ Finance vs EMoneyUSA · EZ Finance vs Mullooly Jeffrey Rooney & Flynn · EZ Finance vs Credit World Services

What people say about EZ Finance

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Latest EZ Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Apr 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKNo timely replyNo
Oct 6, 2025Payday & personal loansCharged fees or interest you didn't expectWANo timely replyNo
Jan 6, 2021Payday & personal loansProblem when making paymentsTNExplainedYes

Questions about EZ Finance

How many complaints does EZ Finance have?

EZ Finance has 3 complaints on record since January 2021, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does EZ Finance respond to complaints?

Yes. EZ Finance answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with EZ Finance?
Is EZ Finance legit?

EZ Finance is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is EZ Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against EZ Finance?

Complain to EZ Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most EZ Finance complaints come from?

Most come from Oklahoma (1), Tennessee (1), Washington (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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