Credit reporting
Factual Data credit reporting complaints
Consumers have filed 280 complaints about Factual Data's credit reporting. See the whole Factual Data record.
Factual Data against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Factual Data | 0 | - | - |
Latest Factual Data credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 18, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 16, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 16, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 15, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 15, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 12, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 11, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 11, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 6, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 30, 2019 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Sep 30, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 26, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 24, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 24, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 20, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 19, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 15, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 14, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 11, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 7, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 5, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 2, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 2, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 23, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 22, 2019 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Aug 21, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 21, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 16, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 16, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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