Credit reporting
Factual Data credit reporting complaints
Consumers have filed 280 complaints about Factual Data's credit reporting. See the whole Factual Data record.
Factual Data against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Factual Data | 0 | - | - |
Latest Factual Data credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 20, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 20, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 18, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 17, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 15, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 13, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 10, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 6, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 6, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 4, 2020 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Apr 30, 2020 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Apr 28, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 22, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 21, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 18, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 18, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 16, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 15, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 13, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 12, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 11, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 9, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 31, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 30, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 25, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 22, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 21, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 17, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 13, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 12, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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