Debt collection
Fair Financial debt collection complaints
Consumers have filed 10 complaints about Fair Financial's debt collection. See the whole Fair Financial record.
Fair Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Fair Financial | 0 | - | - |
Latest Fair Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 14, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 28, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 20, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 29, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 4, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Sep 16, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 5, 2020 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Mar 25, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 14, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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