Credit reporting
FC HoldCo credit reporting complaints
Consumers have filed 2,006 complaints about FC HoldCo's credit reporting, 204 in the last 12 months (-61%). FC HoldCo answered 100% on time and closed 0% with relief. See the whole FC HoldCo record.
FC HoldCo against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | FC HoldCo | 204 | 100% | 0% |
Latest FC HoldCo credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 31, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 31, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 29, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 27, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 25, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 25, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 22, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 19, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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