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Debt collection

Federal Adjustment Bureau debt collection complaints

Consumers have filed 200 complaints about Federal Adjustment Bureau's debt collection, 45 in the last 12 months (+5%). Federal Adjustment Bureau answered 100% on time and closed 0% with relief. See the whole Federal Adjustment Bureau record.

Federal Adjustment Bureau against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Federal Adjustment Bureau45+5%100%0%200

Every debt collector ranked

Latest Federal Adjustment Bureau debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 22, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHIn progressYes
Oct 17, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeOHExplainedYes
Oct 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Oct 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHExplainedYes
Oct 6, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHExplainedYes
Oct 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Sep 25, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedYes
Sep 2, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Aug 26, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Aug 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Aug 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Aug 5, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHExplainedYes
Jul 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Jul 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Jul 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes
Jun 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Jun 29, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Jun 22, 2026Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedYes
Jun 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Jun 6, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
May 21, 2026Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedYes
May 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Apr 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Apr 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Apr 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Apr 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Apr 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Apr 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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