Debt collector · complaint record
Federal Adjustment Bureau complaints
Filed under Federal Adjustment Bureau, Inc.
Consumers have filed 288 complaints about Federal Adjustment Bureau since 2015, 71 of them in the last 12 months (+29% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 288
- Last 12 months
- 71
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #258 of 1,963
Since March 2015
+29% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 22, 2026
Most complained-about debt collectors
Federal Adjustment Bureau complaints by month
The busiest month was April 2026 (11 complaints). Complaints in the last 12 months are up 29% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Federal Adjustment Bureau answered last 12 months
- Closed with explanation7098.6%
- In progress11.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+29% vs last year
What Federal Adjustment Bureau complaints are about
Top Federal Adjustment Bureau problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 55
- Debt was result of identity theft 16
- Debt was paid 12
- Debt was already discharged in bankruptcy and is no longer owed 5
Where Federal Adjustment Bureau complaints come from
Most complaints: Ohio (235), Florida (12), Louisiana (8), Georgia (6), Michigan (4).
Federal Adjustment Bureau compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | M.A.R.SDebt collection | 53 | 71 | C |
| 2 | Nationwide Credit & CollectionDebt collection | 6 | 71 | F |
| 3 | Merchants Adjustment ServiceDebt collection | 60 | 71 | C |
| 4 | Federal Adjustment BureauDebt collection | 52 | 71 | C |
| 5 | Hunt & HenriquesDebt collection | 60 | 70 | C |
| 6 | Coast ProfessionalDebt collection | 27 | 70 | F |
| 7 | Law Office of Brett M. Borland, P.CDebt collection | 54 | 70 | C |
| 8 | San Diego County Credit UnionDebt collection | 56 | 70 | C |
Compare side by side: Federal Adjustment Bureau vs M.A.R.S · Federal Adjustment Bureau vs Nationwide Credit & Collection · Federal Adjustment Bureau vs Merchants Adjustment Service · Federal Adjustment Bureau vs Hunt & Henriques
What people say about Federal Adjustment Bureau
All experiencesNo experiences with Federal Adjustment Bureau yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Federal Adjustment Bureau complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 17, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 6, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Oct 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Federal Adjustment Bureau
How many complaints does Federal Adjustment Bureau have?
Federal Adjustment Bureau has 288 complaints on record since March 2015, including 71 in the last 12 months and 2 in the last 30 days. That makes it number 569 of every company by complaints this year.
Does Federal Adjustment Bureau respond to complaints?
Yes. Federal Adjustment Bureau answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 52/100 (grade C).
What do people complain about most with Federal Adjustment Bureau?
The most common problems are attempts to collect debt not owed (88), incorrect information on your report (48), false statements or representation (29).
Is Federal Adjustment Bureau legit?
Federal Adjustment Bureau is a real company with a public complaint record: consumers have complained about it 288 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Federal Adjustment Bureau legit? for the signals, red flags and how to protect yourself.
Are complaints about Federal Adjustment Bureau going up or down?
Up. There were 71 complaints in the last 12 months against 55 in the 12 before (+29%). See every month.
How do I file a complaint against Federal Adjustment Bureau?
Complain to Federal Adjustment Bureau in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Federal Adjustment Bureau complaints come from?
Most come from Ohio (235), Florida (12), Louisiana (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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