Debt collection
Finmax Smart Capital debt collection complaints
Consumers have filed 26 complaints about Finmax Smart Capital's debt collection, 2 in the last 12 months. Finmax Smart Capital answered 100% on time and closed 0% with relief. See the whole Finmax Smart Capital record.
Finmax Smart Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Finmax Smart Capital | 2 | 100% | 0% |
Latest Finmax Smart Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 11, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 27, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 21, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 11, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jun 17, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 16, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jun 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 7, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Feb 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Aug 29, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 6, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Fixed |
| Jun 1, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| May 22, 2024 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Nov 27, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 14, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 1, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 4, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 31, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 9, 2022 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 20, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 14, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 17, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Oct 25, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Finmax Smart Capital
No comments yet. Start the conversation - questions are welcome too.