Debt collector · complaint record
Finmax Smart Capital complaints
Filed under Finmax Smart Capital LLC
Consumers have filed 26 complaints about Finmax Smart Capital since 2021, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 26
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since October 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Dec 11, 2025
Most complained-about debt collectors
Finmax Smart Capital complaints by month
The busiest month was November 2023 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Finmax Smart Capital answered all time
- Closed with non-monetary relief623.1%
- Closed with explanation2076.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Finmax Smart Capital problems
Inside "Communication tactics"
- Frequent or repeated calls 9
- You told them to stop contacting you, but they keep trying 4
- Used obscene, profane, or other abusive language 1
- Called before 8am or after 9pm 1
Where Finmax Smart Capital complaints come from
Most complaints: Texas (6), Ohio (3), Arizona (3), Alabama (2), Pennsylvania (2).
Finmax Smart Capital compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Finmax Smart CapitalDebt collection | - | 2 | - |
Compare side by side: Finmax Smart Capital vs Green Square · Finmax Smart Capital vs EMoneyUSA · Finmax Smart Capital vs Mullooly Jeffrey Rooney & Flynn · Finmax Smart Capital vs Credit World Services
What people say about Finmax Smart Capital
All experiencesNo experiences with Finmax Smart Capital yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Finmax Smart Capital complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 11, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 27, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 21, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 11, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jun 17, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 16, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jun 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 7, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Feb 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
Questions about Finmax Smart Capital
How many complaints does Finmax Smart Capital have?
Finmax Smart Capital has 26 complaints on record since October 2021, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Finmax Smart Capital respond to complaints?
Yes. Finmax Smart Capital answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Finmax Smart Capital?
The most common problems are communication tactics (15), took or threatened to take negative or legal action (3), attempts to collect debt not owed (3).
Is Finmax Smart Capital legit?
Finmax Smart Capital is a real company with a public complaint record: consumers have complained about it 26 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Finmax Smart Capital legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Finmax Smart Capital?
Complain to Finmax Smart Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Finmax Smart Capital complaints come from?
Most come from Texas (6), Ohio (3), Arizona (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Finmax Smart Capital
No comments yet. Start the conversation - questions are welcome too.