Debt collection
First Choice Assets debt collection complaints
Consumers have filed 32 complaints about First Choice Assets's debt collection. See the whole First Choice Assets record.
First Choice Assets against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Choice Assets | 0 | - | - |
Latest First Choice Assets debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 14, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Dec 31, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Apr 6, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
| Feb 2, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 13, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Oct 3, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 9, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Jan 13, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Dec 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Dec 2, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Oct 28, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 12, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 16, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jan 19, 2016 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Sep 11, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 20, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jul 13, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 19, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 21, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 31, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 12, 2014 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Oct 16, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 16, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Sep 19, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Aug 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 16, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 24, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Apr 18, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 18, 2014 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Apr 18, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about First Choice Assets
No comments yet. Start the conversation - questions are welcome too.