Debt collection
First Citizens Bancshares debt collection complaints
Consumers have filed 55 complaints about First Citizens Bancshares's debt collection, 9 in the last 12 months. First Citizens Bancshares answered 100% on time and closed 0% with relief. See the whole First Citizens Bancshares record.
First Citizens Bancshares against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Citizens Bancshares | 9 | 100% | 0% |
Latest First Citizens Bancshares debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 21, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 22, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 24, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 27, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 9, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 2, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 27, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Feb 20, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 28, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 17, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 16, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 3, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 23, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 21, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 12, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 12, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 26, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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