Credit reporting
First Credit Services credit reporting complaints
Consumers have filed 265 complaints about First Credit Services's credit reporting, 87 in the last 12 months (+4%). First Credit Services answered 100% on time and closed 0% with relief. See the whole First Credit Services record.
First Credit Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | First Credit Services | 87 | 100% | 0% |
Latest First Credit Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Oct 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 14, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 10, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jun 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about First Credit Services
No comments yet. Start the conversation - questions are welcome too.