Credit reporting
First Credit Services credit reporting complaints
Consumers have filed 265 complaints about First Credit Services's credit reporting, 87 in the last 12 months (+4%). First Credit Services answered 100% on time and closed 0% with relief. See the whole First Credit Services record.
First Credit Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | First Credit Services | 87 | 100% | 0% |
Latest First Credit Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 22, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 14, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 30, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 13, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 13, 2026 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Mar 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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