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Debt collection

First Data debt collection complaints

Consumers have filed 502 complaints about First Data's debt collection. See the whole First Data record.

First Data against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13First Data0new--502

Every debt collector ranked

Latest First Data debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 27, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNYExplainedYes
Oct 17, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftFLExplainedYes
Oct 12, 2016Debt collectionCommunication tacticsThreatened to take legal actionOKExplainedYes
Oct 6, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineGAExplainedYes
Oct 6, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidRIMoney backYes
Sep 8, 2016Debt collectionFalse statements or representationIndicated committed crime not payingMAMoney backYes
Sep 7, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedYes
Aug 19, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftTXExplainedYes
Aug 12, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Aug 10, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Aug 10, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineRIExplainedYes
Aug 3, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidFLExplainedYes
Jul 21, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineMNExplainedYes
Jul 18, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Jul 15, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineGAExplainedYes
Jul 5, 2016Debt collectionCommunication tacticsFrequent or repeated callsWIExplainedYes
Jul 2, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftTXExplainedYes
Jul 1, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftCTExplainedYes
Jun 17, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Jun 16, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftCAExplainedYes
Jun 12, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtNCExplainedYes
Jun 9, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidOKMoney backYes
Jun 7, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountWIExplainedYes
Jun 3, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNJExplainedYes
May 26, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineGAExplainedYes
May 20, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtMIExplainedYes
May 13, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountLAExplainedYes
May 13, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidSCMoney backYes
May 8, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtTXExplainedYes
May 5, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidNJExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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