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Debt collection

First Help Financial debt collection complaints

Consumers have filed 7 complaints about First Help Financial's debt collection, 3 in the last 12 months. First Help Financial answered 100% on time and closed 33% with relief. See the whole First Help Financial record.

First Help Financial against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13First Help Financial3new100%33%7

Every debt collector ranked

Latest First Help Financial debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 27, 2026Debt collectionAttempts to collect debt not owedDebt was paidINExplainedYes
Apr 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Mar 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXMoney backYes
Nov 15, 2025Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
May 8, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingGAExplainedYes
Feb 11, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMAExplainedYes
Jan 23, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursDCExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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