Debt collection
FirstCredit debt collection complaints
Consumers have filed 46 complaints about FirstCredit's debt collection, 9 in the last 12 months. FirstCredit answered 100% on time and closed 0% with relief. See the whole FirstCredit record.
FirstCredit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FirstCredit | 9 | 100% | 0% |
Latest FirstCredit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 23, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 5, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 28, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 27, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 30, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 12, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 8, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 30, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 23, 2023 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Nov 1, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 17, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 18, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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