Debt collection
FirstCredit debt collection complaints
Consumers have filed 46 complaints about FirstCredit's debt collection, 9 in the last 12 months. FirstCredit answered 100% on time and closed 0% with relief. See the whole FirstCredit record.
FirstCredit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FirstCredit | 9 | 100% | 0% |
Latest FirstCredit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 16, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 17, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 16, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 15, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 18, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 6, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 14, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 8, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 20, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 26, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 19, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 5, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 31, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 30, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 29, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 9, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 19, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 5, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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