Debt collector · complaint record
FirstCredit complaints
Filed under FirstCredit, Inc.
Consumers have filed 46 complaints about FirstCredit since 2022, 9 of them in the last 12 months (-18% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 46
- Last 12 months
- 9
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #763 of 1,963
Since April 2022
-18% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 28, 2026
Most complained-about debt collectors
FirstCredit complaints by month
The busiest month was June 2023 (5 complaints). Complaints in the last 12 months are down 18% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How FirstCredit answered all time
- Closed with explanation46100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top FirstCredit problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 13
- Debt was paid 6
- Debt was already discharged in bankruptcy and is no longer owed 2
- Debt was result of identity theft 1
Where FirstCredit complaints come from
Most complaints: Ohio (21), Pennsylvania (5), Idaho (5), Florida (2), Michigan (2).
FirstCredit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | FirstCreditDebt collection | - | 9 | - |
Compare side by side: FirstCredit vs Green Square · FirstCredit vs EMoneyUSA · FirstCredit vs Mullooly Jeffrey Rooney & Flynn · FirstCredit vs Credit World Services
What people say about FirstCredit
All experiencesNo experiences with FirstCredit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest FirstCredit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 16, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 17, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 16, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about FirstCredit
How many complaints does FirstCredit have?
FirstCredit has 46 complaints on record since April 2022, including 9 in the last 12 months and 2 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does FirstCredit respond to complaints?
Yes. FirstCredit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with FirstCredit?
The most common problems are attempts to collect debt not owed (22), written notification about debt (7), communication tactics (9).
Is FirstCredit legit?
FirstCredit is a real company with a public complaint record: consumers have complained about it 46 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is FirstCredit legit? for the signals, red flags and how to protect yourself.
Are complaints about FirstCredit going up or down?
Down. There were 9 complaints in the last 12 months against 11 in the 12 before (-18%). See every month.
How do I file a complaint against FirstCredit?
Complain to FirstCredit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most FirstCredit complaints come from?
Most come from Ohio (21), Pennsylvania (5), Idaho (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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