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Debt collection

FlexShopper debt collection complaints

Consumers have filed 103 complaints about FlexShopper's debt collection, 4 in the last 12 months (-87%). FlexShopper answered 100% on time and closed 0% with relief. See the whole FlexShopper record.

FlexShopper against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13FlexShopper4-87%100%0%103

Every debt collector ranked

Latest FlexShopper debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 18, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursSCFixedYes
Oct 13, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Sep 9, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeINExplainedYes
Aug 31, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jun 1, 2022Debt collectionCommunication tacticsFrequent or repeated callsMAFixedYes
Apr 28, 2022Debt collectionCommunication tacticsCalled before 8am or after 9pmAZFixedYes
Mar 30, 2022Debt collectionCommunication tacticsFrequent or repeated callsGAExplainedYes
Mar 29, 2022Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedGAExplainedYes
Mar 25, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLFixedYes
Mar 24, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Mar 9, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMAExplainedYes
Feb 20, 2022Debt collectionAttempts to collect debt not owedDebt was paidARExplainedYes
Feb 12, 2022Debt collectionCommunication tacticsCalled before 8am or after 9pmAZFixedYes
Feb 5, 2022Debt collectionCommunication tacticsFrequent or repeated callsFLFixedYes
Jan 28, 2022Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyDEExplainedYes
Nov 18, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Nov 5, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursDEExplainedYes
Oct 14, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Oct 12, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedYes
Oct 6, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payWAExplainedYes
Oct 1, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Aug 30, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 5, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftCOExplainedYes
Jul 20, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftINExplainedYes
Jul 20, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDExplainedYes
Jun 16, 2021Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Jun 9, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageNMExplainedYes
May 29, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
May 26, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payMAExplainedYes
Apr 14, 2021Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNYExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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