Credit bureau · complaint record
Garden State Mortgage complaints
Filed under Garden State Mortgage Corp.
Consumers have filed 1 complaint about Garden State Mortgage since 2019, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since November 2019
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 28, 2019
Garden State Mortgage complaints by month
The busiest month was November 2019 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Garden State Mortgage answered all time
- Closed with explanation1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Garden State Mortgage problems
Inside "Improper use of your report"
- Reporting company used your report improperly 1
Garden State Mortgage compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Garden State MortgageCredit reporting | - | 0 | - |
Compare side by side: Garden State Mortgage vs Apple Financing · Garden State Mortgage vs Nav Technologies · Garden State Mortgage vs Opportunity Fund · Garden State Mortgage vs Heritage Financial Group
What people say about Garden State Mortgage
All experiencesNo experiences with Garden State Mortgage yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Garden State Mortgage complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 28, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Garden State Mortgage
How many complaints does Garden State Mortgage have?
Garden State Mortgage has 1 complaint on record since November 2019, including 0 in the last 12 months and 0 in the last 30 days.
Does Garden State Mortgage respond to complaints?
Yes. Garden State Mortgage answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Garden State Mortgage?
The most common problems are improper use of your report (1).
Is Garden State Mortgage legit?
Garden State Mortgage is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Garden State Mortgage legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Garden State Mortgage?
Complain to Garden State Mortgage in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Garden State Mortgage complaints come from?
Most come from New Jersey (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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