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Credit reporting

GFS II credit reporting complaints

Consumers have filed 121 complaints about GFS II's credit reporting, 31 in the last 12 months (+24%). GFS II answered 100% on time and closed 0% with relief. See the whole GFS II record.

GFS II against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13GFS II31+24%100%0%121

Every credit bureau ranked

Latest GFS II credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 21, 2025Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Oct 30, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
Oct 12, 2025Credit reportingIncorrect information on your reportAccount status incorrectVAExplainedYes
Sep 22, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeINExplainedYes
Sep 20, 2025Credit reportingIncorrect information on your reportAccount status incorrectILExplainedYes
Sep 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Aug 10, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMDExplainedYes
Aug 5, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportINExplainedYes
Aug 4, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMOExplainedYes
Jul 26, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Apr 11, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
Apr 5, 2025Credit reportingIncorrect information on your reportPublic record information inaccurateMIExplainedYes
Apr 4, 2025Credit reportingIncorrect information on your reportAccount status incorrectMDExplainedYes
Mar 10, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Feb 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Feb 18, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Feb 3, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAExplainedYes
Jan 30, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
Jan 26, 2025Credit reportingIncorrect information on your reportAccount information incorrectDCExplainedYes
Jan 25, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAExplainedYes
Jan 19, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
Jan 15, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAExplainedYes
Dec 31, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Dec 17, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Dec 8, 2024Credit reportingImproper use of your reportReporting company used your report improperlyMOExplainedYes
Dec 5, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Nov 11, 2024Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Oct 19, 2024Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Sep 21, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Sep 8, 2024Credit reportingIncorrect information on your reportAccount status incorrectVAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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