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Debt collection

GFS, Inc debt collection complaints

Consumers have filed 40 complaints about GFS, Inc's debt collection, 7 in the last 12 months. GFS, Inc answered 100% on time and closed 0% with relief. See the whole GFS, Inc record.

GFS, Inc against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13GFS, Inc7new100%0%40

Every debt collector ranked

Latest GFS, Inc debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 13, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialNMExplainedYes
Mar 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Mar 5, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMOExplainedYes
Feb 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedYes
Feb 21, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Jan 24, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jan 15, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Oct 27, 2025Debt collectionCommunication tacticsFrequent or repeated callsNMExplainedYes
Oct 6, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMTExplainedYes
Sep 16, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Jun 30, 2025Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsMOExplainedYes
Mar 21, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeMOExplainedYes
Nov 8, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeMOExplainedYes
Oct 8, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedYes
Oct 1, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 9, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeMOExplainedYes
Jun 21, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Apr 13, 2024Debt collectionCommunication tacticsFrequent or repeated callsMOExplainedYes
Apr 5, 2024Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageMOExplainedYes
Mar 5, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNMExplainedYes
Sep 7, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeMOExplainedYes
Feb 28, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeMOExplainedYes
Feb 7, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMOExplainedYes
Nov 22, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Mar 24, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Jun 16, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftMOExplainedYes
Jan 13, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Dec 6, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursARExplainedYes
Aug 8, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Jul 31, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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