Lender · complaint record
GMS Holdings complaints
Filed under GMS Holdings, Inc.
Consumers have filed 4 complaints about GMS Holdings since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is struggling to pay your loan.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #207 of 272
Since March 2017
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Dec 26, 2025
Most complained-about personal & payday lenders
GMS Holdings complaints by month
The busiest month was March 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How GMS Holdings answered all time
- Closed with explanation250%
- Untimely response250%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What GMS Holdings complaints are about
Top GMS Holdings problems
GMS Holdings compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | GMS HoldingsPayday & personal loans | - | 1 | - |
Compare side by side: GMS Holdings vs SoLo Funds · GMS Holdings vs AAA Auto Title Loans · GMS Holdings vs Powerpay · GMS Holdings vs AmeriCash
What people say about GMS Holdings
All experiencesNo experiences with GMS Holdings yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest GMS Holdings complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 26, 2025 | Payday & personal loans | Struggling to pay your loan | No timely reply |
| Oct 9, 2023 | Payday & personal loans | Can't stop withdrawals from your bank account | No timely reply |
| Aug 13, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 29, 2017 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
Questions about GMS Holdings
How many complaints does GMS Holdings have?
GMS Holdings has 4 complaints on record since March 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does GMS Holdings respond to complaints?
Yes. GMS Holdings answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with GMS Holdings?
The most common problems are struggling to pay your loan (1), taking/threatening an illegal action (1), incorrect information on your report (1).
Is GMS Holdings legit?
GMS Holdings is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is GMS Holdings legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against GMS Holdings?
Complain to GMS Holdings in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most GMS Holdings complaints come from?
Most come from Wisconsin (2), California (1), Louisiana (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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