Debt collection
Gold Key Credit debt collection complaints
Consumers have filed 248 complaints about Gold Key Credit's debt collection. See the whole Gold Key Credit record.
Gold Key Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Gold Key Credit | 0 | - | - |
Latest Gold Key Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 21, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 18, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Apr 8, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jul 10, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| May 17, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| May 2, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Apr 16, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Apr 10, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Apr 8, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Mar 22, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Mar 22, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Mar 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Mar 15, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Feb 27, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Feb 9, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Feb 9, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Jan 19, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Nov 27, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Nov 9, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Nov 8, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Nov 8, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Nov 7, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 26, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Oct 21, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Oct 19, 2018 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Fixed |
| Oct 15, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Oct 3, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 20, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 15, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 5, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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