Debt collector · complaint record
Gold Key Credit complaints
Filed under GOLD KEY CREDIT, INC.
Consumers have filed 274 complaints about Gold Key Credit since 2013, none in the last 12 months. It answered 97.4% on time and closed 69% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 274
- Last 12 months
- 0
- Answered on time
- 97.4%
- Closed with relief
- 69%
- Last 30 days
- 0
- Rank
- -
Since July 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Feb 5, 2021
Gold Key Credit complaints by month
The busiest month was January 2018 (15 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Gold Key Credit answered all time
- Closed with non-monetary relief18567.5%
- Closed with explanation8229.9%
- Untimely response72.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Gold Key Credit complaints are about
Top Gold Key Credit problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 38
- Debt was paid 20
- Debt resulted from identity theft 6
- Debt was discharged in bankruptcy 2
Where Gold Key Credit complaints come from
Most complaints: Florida (152), New York (48), Ohio (18), Georgia (10), New Jersey (10).
Gold Key Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Gold Key CreditDebt collection | - | 0 | - |
Compare side by side: Gold Key Credit vs Green Square · Gold Key Credit vs EMoneyUSA · Gold Key Credit vs Mullooly Jeffrey Rooney & Flynn · Gold Key Credit vs Credit World Services
What people say about Gold Key Credit
All experiencesNo experiences with Gold Key Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Gold Key Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 5, 2021 | Debt relief & credit repair | Unexpected or other fees | No timely reply |
| Nov 21, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 18, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Aug 21, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jul 15, 2020 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
| Apr 8, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jul 10, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| May 17, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| May 2, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Apr 16, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Apr 10, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Apr 8, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
Questions about Gold Key Credit
How many complaints does Gold Key Credit have?
Gold Key Credit has 274 complaints on record since July 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Gold Key Credit respond to complaints?
Yes. Gold Key Credit answered 97.4% of its complaints on time (within 15 days) and closed 69% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Gold Key Credit?
The most common problems are cont'd attempts collect debt not owed (66), attempts to collect debt not owed (60), disclosure verification of debt (45).
Is Gold Key Credit legit?
Gold Key Credit is a real company with a public complaint record: consumers have complained about it 274 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Gold Key Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Gold Key Credit?
Complain to Gold Key Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Gold Key Credit complaints come from?
Most come from Florida (152), New York (48), Ohio (18). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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