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Debt collection

Harpeth Financial Services debt collection complaints

Consumers have filed 202 complaints about Harpeth Financial Services's debt collection, 65 in the last 12 months (+103%). Harpeth Financial Services answered 100% on time and closed 0% with relief. See the whole Harpeth Financial Services record.

Harpeth Financial Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Harpeth Financial Services65+103%100%0%202

Every debt collector ranked

Latest Harpeth Financial Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Oct 14, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMIExplainedYes
Oct 8, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Oct 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Oct 1, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Sep 30, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Sep 8, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftDEExplainedYes
Sep 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWIExplainedYes
Sep 3, 2026Debt collectionCommunication tacticsFrequent or repeated callsTNExplainedYes
Aug 31, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHExplainedYes
Aug 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payTXExplainedYes
Aug 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payOHExplainedYes
Aug 17, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 3, 2026Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtTNExplainedYes
Aug 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountUTExplainedYes
Jul 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jul 17, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerHIExplainedYes
Jul 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payLAExplainedYes
Jul 8, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jul 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Jul 5, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Jul 3, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDExplainedYes
Jul 1, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jun 18, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSCExplainedYes
Jun 17, 2026Debt collectionCommunication tacticsFrequent or repeated callsTNExplainedYes
Jun 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Jun 5, 2026Debt collectionCommunication tacticsFrequent or repeated callsMOExplainedYes
May 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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