Lender · complaint record
Harpeth Financial Services complaints
Filed under Harpeth Financial Services, LLC
Consumers have filed 834 complaints about Harpeth Financial Services since 2013, 232 of them in the last 12 months (+47% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical lender. The most common problem is charged fees or interest you didn't expect. It is the 14th most complained-about of 272 personal & payday lenders this year.
Average response record. How it works
- Complaints on record
- 834
- Last 12 months
- 232
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 9
- Rank
- #14 of 272
Since September 2013
+47% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Nov 5, 2026
Most complained-about personal & payday lenders
Harpeth Financial Services complaints by month
The busiest month was January 2026 (29 complaints). Complaints in the last 12 months are up 47% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Harpeth Financial Services answered last 12 months
- Closed with explanation23199.6%
- In progress10.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend5/15+47% vs last year
What Harpeth Financial Services complaints are about
Top Harpeth Financial Services problems last 12 months
Where Harpeth Financial Services complaints come from
Most complaints: Tennessee (307), Florida (91), Virginia (57), Texas (52), Missouri (39).
Harpeth Financial Services compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Solar ServicingPayday & personal loans | 55 | 288 | C |
| 2 | Zip Co USPayday & personal loans | 26 | 287 | F |
| 3 | Rosebud Economic DevelopmentPayday & personal loans | 3 | 281 | F |
| 4 | Uprova CreditPayday & personal loans | 45 | 266 | D |
| 5 | WLCCPayday & personal loans | 30 | 260 | F |
| 6 | Greensky OperationsPayday & personal loans | 94 | 248 | A |
| 7 | Harpeth Financial ServicesPayday & personal loans | 50 | 232 | C |
| 8 | Healthcare Finance DirectPayday & personal loans | 58 | 171 | C |
Compare side by side: Harpeth Financial Services vs Solar Servicing · Harpeth Financial Services vs Zip Co US · Harpeth Financial Services vs Rosebud Economic Development · Harpeth Financial Services vs Uprova Credit
What people say about Harpeth Financial Services
All experiencesNo experiences with Harpeth Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Harpeth Financial Services complaints
Full logQuestions about Harpeth Financial Services
How many complaints does Harpeth Financial Services have?
Harpeth Financial Services has 834 complaints on record since September 2013, including 232 in the last 12 months and 9 in the last 30 days. That makes it number 306 of every company by complaints this year.
Does Harpeth Financial Services respond to complaints?
Yes. Harpeth Financial Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 50/100 (grade C).
What do people complain about most with Harpeth Financial Services?
The most common problems are charged fees or interest you didn't expect (188), struggling to pay your loan (109), incorrect information on your report (54).
Is Harpeth Financial Services legit?
Harpeth Financial Services is a real company with a public complaint record: consumers have complained about it 834 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Harpeth Financial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Harpeth Financial Services going up or down?
Up. There were 232 complaints in the last 12 months against 158 in the 12 before (+47%). See every month.
How do I file a complaint against Harpeth Financial Services?
Complain to Harpeth Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Harpeth Financial Services complaints come from?
Most come from Tennessee (307), Florida (91), Virginia (57). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Harpeth Financial Services
No comments yet. Start the conversation - questions are welcome too.