Credit bureau · complaint record
Holiday Finance complaints
Filed under Holiday Finance Corporation
Consumers have filed 3 complaints about Holiday Finance since 2019, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since February 2019
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 16, 2022
Holiday Finance complaints by month
The busiest month was February 2019 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Holiday Finance answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Holiday Finance complaints are about
Top Holiday Finance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 1
Holiday Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Holiday FinanceCredit reporting | - | 0 | - |
Compare side by side: Holiday Finance vs Apple Financing · Holiday Finance vs Nav Technologies · Holiday Finance vs Opportunity Fund · Holiday Finance vs Heritage Financial Group
What people say about Holiday Finance
All experiencesNo experiences with Holiday Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Holiday Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 16, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 9, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 12, 2019 | Payday & personal loans | Struggling to pay your loan | Explained |
Questions about Holiday Finance
How many complaints does Holiday Finance have?
Holiday Finance has 3 complaints on record since February 2019, including 0 in the last 12 months and 0 in the last 30 days.
Does Holiday Finance respond to complaints?
Yes. Holiday Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Holiday Finance?
The most common problems are improper use of your report (1), struggling to pay your loan (1), communication tactics (1).
Is Holiday Finance legit?
Holiday Finance is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Holiday Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Holiday Finance?
Complain to Holiday Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Holiday Finance complaints come from?
Most come from Texas (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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