Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

Immediate Credit Recovery debt collection complaints

Consumers have filed 142 complaints about Immediate Credit Recovery's debt collection. See the whole Immediate Credit Recovery record.

Immediate Credit Recovery against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Immediate Credit Recovery0new--142

Every debt collector ranked

Latest Immediate Credit Recovery debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 25, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputePAExplainedYes
Nov 1, 2022Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Sep 17, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jul 11, 2022Debt collectionAttempts to collect debt not owedDebt was paidNYExplainedYes
Jul 6, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeNYExplainedYes
Jun 30, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeNYExplainedYes
Aug 4, 2021Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNYExplainedYes
Jul 14, 2021Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtCAExplainedYes
Jul 8, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 28, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedNo
Feb 2, 2021Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMDExplainedYes
Jan 21, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Dec 16, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debt-ExplainedYes
Nov 24, 2020Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTNExplainedYes
Nov 23, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Oct 21, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedGAExplainedYes
Aug 21, 2020Debt collectionAttempts to collect debt not owedDebt was paidNYExplainedYes
Jul 2, 2020Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Jul 2, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNJExplainedYes
May 12, 2020Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Apr 14, 2020Debt collectionAttempts to collect debt not owedDebt was paidNYExplainedYes
Apr 11, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursWVExplainedYes
Apr 10, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Feb 19, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Jan 16, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
Jan 16, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Jan 8, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeVAExplainedYes
Dec 26, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingIDExplainedYes
Dec 6, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 6, 2019Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Immediate Credit Recovery

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience