Debt collection
Ingenuity RM debt collection complaints
Consumers have filed 32 complaints about Ingenuity RM's debt collection, 2 in the last 12 months. Ingenuity RM answered 100% on time and closed 0% with relief. See the whole Ingenuity RM record.
Ingenuity RM against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Ingenuity RM | 2 | 100% | 0% |
Latest Ingenuity RM debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 12, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jun 12, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 7, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 6, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Mar 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 30, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 19, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 15, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 5, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 14, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 29, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 16, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 25, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 25, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 23, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 7, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 7, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 5, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 18, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 13, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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