Debt collector · complaint record
Ingenuity RM complaints
Filed under Ingenuity RM, LLC
Consumers have filed 32 complaints about Ingenuity RM since 2021, 2 of them in the last 12 months (-80% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 32
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since April 2021
-80% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Apr 18, 2026
Most complained-about debt collectors
Ingenuity RM complaints by month
The busiest month was August 2021 (4 complaints). Complaints in the last 12 months are down 80% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ingenuity RM answered all time
- Closed with explanation32100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Ingenuity RM problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 8
- Debt was result of identity theft 5
- Debt was paid 3
Where Ingenuity RM complaints come from
Most complaints: North Dakota (17), Minnesota (8), New Jersey (4), South Dakota (2), Texas (1).
Ingenuity RM compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Ingenuity RMDebt collection | - | 2 | - |
Compare side by side: Ingenuity RM vs Green Square · Ingenuity RM vs EMoneyUSA · Ingenuity RM vs Mullooly Jeffrey Rooney & Flynn · Ingenuity RM vs Credit World Services
What people say about Ingenuity RM
All experiencesNo experiences with Ingenuity RM yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ingenuity RM complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 12, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jun 12, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 7, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 6, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Mar 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 30, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Ingenuity RM
How many complaints does Ingenuity RM have?
Ingenuity RM has 32 complaints on record since April 2021, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Ingenuity RM respond to complaints?
Yes. Ingenuity RM answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Ingenuity RM?
The most common problems are attempts to collect debt not owed (16), false statements or representation (6), took or threatened to take negative or legal action (5).
Is Ingenuity RM legit?
Ingenuity RM is a real company with a public complaint record: consumers have complained about it 32 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ingenuity RM legit? for the signals, red flags and how to protect yourself.
Are complaints about Ingenuity RM going up or down?
Down. There were 2 complaints in the last 12 months against 10 in the 12 before (-80%). See every month.
How do I file a complaint against Ingenuity RM?
Complain to Ingenuity RM in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ingenuity RM complaints come from?
Most come from North Dakota (17), Minnesota (8), New Jersey (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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