Debt collection
Innovate Managed debt collection complaints
Consumers have filed 31 complaints about Innovate Managed's debt collection, 8 in the last 12 months. Innovate Managed answered 50% on time and closed 0% with relief. See the whole Innovate Managed record.
Innovate Managed against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Innovate Managed | 8 | 50% | 0% |
Latest Innovate Managed debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 10, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 10, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Dec 17, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 21, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 5, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 19, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 16, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 6, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 18, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 21, 2022 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 12, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 26, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 23, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 21, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 9, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 21, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 12, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 14, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 4, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 9, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 24, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Money back |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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