Credit bureau · complaint record
James D. Calmes, 111 complaints
Consumers have filed 1 complaint about James D. Calmes, 111 since 2025, none in the last 12 months. It answered 0% on time. The most common problem is unable to get your credit report or credit score.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- -
Since August 2025
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 19, 2025
James D. Calmes, 111 complaints by month
The busiest month was August 2025 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How James D. Calmes, 111 answered all time
- Untimely response1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top James D. Calmes, 111 problems
Inside "Unable to get your credit report or credit score"
- Problem getting your free annual credit report 1
James D. Calmes, 111 compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | James D. Calmes, 111Credit reporting | - | 0 | - |
Compare side by side: James D. Calmes, 111 vs Apple Financing · James D. Calmes, 111 vs Nav Technologies · James D. Calmes, 111 vs Opportunity Fund · James D. Calmes, 111 vs Heritage Financial Group
What people say about James D. Calmes, 111
All experiencesNo experiences with James D. Calmes, 111 yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest James D. Calmes, 111 complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 19, 2025 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | No timely reply |
Questions about James D. Calmes, 111
How many complaints does James D. Calmes, 111 have?
James D. Calmes, 111 has 1 complaint on record since August 2025, including 0 in the last 12 months and 0 in the last 30 days.
Does James D. Calmes, 111 respond to complaints?
Yes. James D. Calmes, 111 answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with James D. Calmes, 111?
The most common problems are unable to get your credit report or credit score (1).
Is James D. Calmes, 111 legit?
James D. Calmes, 111 is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is James D. Calmes, 111 legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against James D. Calmes, 111?
Complain to James D. Calmes, 111 in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most James D. Calmes, 111 complaints come from?
Most come from Wisconsin (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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