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Credit reporting

KLS Financial Services credit reporting complaints

Consumers have filed 77 complaints about KLS Financial Services's credit reporting, 16 in the last 12 months. KLS Financial Services answered 6.2% on time and closed 0% with relief. See the whole KLS Financial Services record.

KLS Financial Services against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13KLS Financial Services16new6.2%0%77

Every credit bureau ranked

Latest KLS Financial Services credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 29, 2023Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysNCExplainedYes
Oct 6, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedNo
May 20, 2023Credit reportingIncorrect information on your reportOld information reappears or never goes awayMSExplainedYes
May 17, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
May 16, 2023Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedNo
May 7, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Mar 14, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Mar 9, 2023Credit reportingIncorrect information on your reportAccount information incorrectSCExplainedNo
Jan 24, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysTNExplainedYes
Jan 17, 2023Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
Jan 5, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Dec 14, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedNo
Dec 10, 2022Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXExplainedNo
Oct 25, 2022Credit reportingIncorrect information on your reportOld information reappears or never goes awayNCExplainedNo
Oct 22, 2022Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedNo
Jun 30, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedNo
May 30, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedNo
May 16, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedNo
Apr 20, 2022Credit reportingIncorrect information on your reportOld information reappears or never goes awayMSExplainedYes
Mar 19, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedNo
Mar 1, 2022Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Jan 31, 2022Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jan 13, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Nov 13, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Sep 27, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysAZExplainedNo
Aug 14, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMSExplainedNo
Jun 8, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedNo
Jun 3, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
May 27, 2021Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
May 6, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysNCExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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