Credit reporting
KLS Financial Services credit reporting complaints
Consumers have filed 77 complaints about KLS Financial Services's credit reporting, 16 in the last 12 months. KLS Financial Services answered 6.2% on time and closed 0% with relief. See the whole KLS Financial Services record.
KLS Financial Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | KLS Financial Services | 16 | 6.2% | 0% |
Latest KLS Financial Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jul 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jun 25, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | No timely reply |
| Jun 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| May 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| May 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Apr 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Apr 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Mar 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Jan 25, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jan 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jan 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Dec 12, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Oct 24, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Sep 2, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 23, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jul 3, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 3, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 23, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 28, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 5, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 16, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 26, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 25, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Mar 8, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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