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Debt collection

L.B.Gray LLC A Debt Collection Agency debt collection complaints

Consumers have filed 49 complaints about L.B.Gray LLC A Debt Collection Agency's debt collection, 14 in the last 12 months. L.B.Gray LLC A Debt Collection Agency answered 100% on time and closed 0% with relief. See the whole L.B.Gray LLC A Debt Collection Agency record.

L.B.Gray LLC A Debt Collection Agency against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13L.B.Gray LLC A Debt Collection Agency14new100%0%49

Every debt collector ranked

Latest L.B.Gray LLC A Debt Collection Agency debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 19, 2026Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtSCExplainedYes
Sep 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Aug 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Aug 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Jul 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedINExplainedYes
Jun 26, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
May 20, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
May 20, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Apr 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Mar 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 13, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Dec 15, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Dec 3, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Nov 23, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Oct 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtINExplainedYes
Oct 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedINExplainedYes
Oct 16, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtINExplainedYes
Sep 18, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Sep 1, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Jul 21, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Jul 9, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Mar 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursKYExplainedYes
Jan 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jan 7, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Dec 28, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Dec 16, 2024Debt collectionAttempts to collect debt not owedDebt was paidINExplainedYes
Nov 27, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Sep 2, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Aug 30, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
May 16, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedINExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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