Debt collector · complaint record
L.B.Gray LLC A Debt Collection Agency complaints
Consumers have filed 61 complaints about L.B.Gray LLC A Debt Collection Agency since 2014, 17 of them in the last 12 months (-11% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 61
- Last 12 months
- 17
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #574 of 1,963
Since October 2014
-11% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 19, 2026
Most complained-about debt collectors
L.B.Gray LLC A Debt Collection Agency complaints by month
The busiest month was October 2025 (4 complaints). Complaints in the last 12 months are down 11% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How L.B.Gray LLC A Debt Collection Agency answered all time
- Closed with non-monetary relief11.6%
- Closed with explanation5996.7%
- Closed11.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What L.B.Gray LLC A Debt Collection Agency complaints are about
Top L.B.Gray LLC A Debt Collection Agency problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 11
- Debt was result of identity theft 4
- Debt was paid 2
Where L.B.Gray LLC A Debt Collection Agency complaints come from
Most complaints: Indiana (30), Florida (7), Georgia (4), Kentucky (4), North Carolina (2).
L.B.Gray LLC A Debt Collection Agency compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | L.B.Gray LLC A Debt Collection AgencyDebt collection | - | 17 | - |
Compare side by side: L.B.Gray LLC A Debt Collection Agency vs Green Square · L.B.Gray LLC A Debt Collection Agency vs EMoneyUSA · L.B.Gray LLC A Debt Collection Agency vs Mullooly Jeffrey Rooney & Flynn · L.B.Gray LLC A Debt Collection Agency vs Credit World Services
What people say about L.B.Gray LLC A Debt Collection Agency
All experiencesNo experiences with L.B.Gray LLC A Debt Collection Agency yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest L.B.Gray LLC A Debt Collection Agency complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 19, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Sep 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Apr 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about L.B.Gray LLC A Debt Collection Agency
How many complaints does L.B.Gray LLC A Debt Collection Agency have?
L.B.Gray LLC A Debt Collection Agency has 61 complaints on record since October 2014, including 17 in the last 12 months and 0 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does L.B.Gray LLC A Debt Collection Agency respond to complaints?
Yes. L.B.Gray LLC A Debt Collection Agency answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with L.B.Gray LLC A Debt Collection Agency?
The most common problems are attempts to collect debt not owed (17), false statements or representation (10), took or threatened to take negative or legal action (9).
Is L.B.Gray LLC A Debt Collection Agency legit?
L.B.Gray LLC A Debt Collection Agency is a real company with a public complaint record: consumers have complained about it 61 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is L.B.Gray LLC A Debt Collection Agency legit? for the signals, red flags and how to protect yourself.
Are complaints about L.B.Gray LLC A Debt Collection Agency going up or down?
Down. There were 17 complaints in the last 12 months against 19 in the 12 before (-11%). See every month.
How do I file a complaint against L.B.Gray LLC A Debt Collection Agency?
Complain to L.B.Gray LLC A Debt Collection Agency in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most L.B.Gray LLC A Debt Collection Agency complaints come from?
Most come from Indiana (30), Florida (7), Georgia (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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