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Credit reporting

LCS Financial Services credit reporting complaints

Consumers have filed 23 complaints about LCS Financial Services's credit reporting, 5 in the last 12 months. LCS Financial Services answered 60% on time and closed 0% with relief. See the whole LCS Financial Services record.

LCS Financial Services against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13LCS Financial Services5new60%0%23

Every credit bureau ranked

Latest LCS Financial Services credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 2, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCExplainedNo
Oct 2, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCExplainedNo
May 22, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeORExplainedYes
Jan 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeIAExplainedYes
Jan 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 19, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jul 18, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jul 6, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jun 12, 2025Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Feb 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jan 17, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Nov 21, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 9, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 7, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Sep 21, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Mar 4, 2024Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedYes
Oct 3, 2023Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceCAExplainedYes
Dec 6, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Nov 16, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Apr 26, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWIExplainedYes
Feb 25, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Feb 24, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedYes
Apr 18, 2019Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeDCExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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