Debt collector · complaint record
LCS Financial Services complaints
Filed under LCS FINANCIAL SERVICES CORPORATION
Consumers have filed 110 complaints about LCS Financial Services since 2013, 24 of them in the last 12 months (+26% on the year before). It answered 79.2% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 110
- Last 12 months
- 24
- Answered on time
- 79.2%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #482 of 1,963
Since July 2013
+26% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 14, 2026
Most complained-about debt collectors
LCS Financial Services complaints by month
The busiest month was March 2026 (6 complaints). Complaints in the last 12 months are up 26% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How LCS Financial Services answered all time
- Closed with explanation10999.1%
- In progress10.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What LCS Financial Services complaints are about
Top LCS Financial Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 12
- Debt was result of identity theft 3
- Debt was paid 2
- Debt was already discharged in bankruptcy and is no longer owed 1
Where LCS Financial Services complaints come from
Most complaints: Texas (17), California (17), Georgia (9), Florida (8), Illinois (6).
LCS Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | LCS Financial ServicesDebt collection | - | 24 | - |
Compare side by side: LCS Financial Services vs Green Square · LCS Financial Services vs EMoneyUSA · LCS Financial Services vs Mullooly Jeffrey Rooney & Flynn · LCS Financial Services vs Credit World Services
What people say about LCS Financial Services
All experiencesNo experiences with LCS Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest LCS Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 2, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 2, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 2, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Jul 21, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jun 8, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jun 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 29, 2026 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| May 22, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 2, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about LCS Financial Services
How many complaints does LCS Financial Services have?
LCS Financial Services has 110 complaints on record since July 2013, including 24 in the last 12 months and 0 in the last 30 days. That makes it number 988 of every company by complaints this year.
Does LCS Financial Services respond to complaints?
Yes. LCS Financial Services answered 79.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with LCS Financial Services?
The most common problems are attempts to collect debt not owed (18), improper use of your report (16), took or threatened to take negative or legal action (11).
Is LCS Financial Services legit?
LCS Financial Services is a real company with a public complaint record: consumers have complained about it 110 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LCS Financial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about LCS Financial Services going up or down?
Up. There were 24 complaints in the last 12 months against 19 in the 12 before (+26%). See every month.
How do I file a complaint against LCS Financial Services?
Complain to LCS Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most LCS Financial Services complaints come from?
Most come from Texas (17), California (17), Georgia (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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