Auto lender · complaint record
Lightning Fast Finance complaints
Consumers have filed 3 complaints about Lightning Fast Finance since 2015, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since June 2015
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jan 12, 2022
Lightning Fast Finance complaints by month
The busiest month was June 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lightning Fast Finance answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lightning Fast Finance complaints are about
Top Lightning Fast Finance problems
Inside "Incorrect information on your report"
- Information belongs to someone else 1
Lightning Fast Finance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Lightning Fast FinanceAuto loans & leases | - | 0 | - |
Compare side by side: Lightning Fast Finance vs The Savings Group · Lightning Fast Finance vs AC AutoPay LLC, Denver, CO Branch · Lightning Fast Finance vs CARS Acquisition · Lightning Fast Finance vs EA Holdings
What people say about Lightning Fast Finance
All experiencesNo experiences with Lightning Fast Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lightning Fast Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 12, 2022 | Payday & personal loans | Loan payment wasn't credited to your account | Explained |
| Feb 11, 2018 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 10, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
Questions about Lightning Fast Finance
How many complaints does Lightning Fast Finance have?
Lightning Fast Finance has 3 complaints on record since June 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does Lightning Fast Finance respond to complaints?
Yes. Lightning Fast Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Lightning Fast Finance?
The most common problems are incorrect information on your report (1), communication tactics (1), loan payment wasn't credited to your account (1).
Is Lightning Fast Finance legit?
Lightning Fast Finance is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lightning Fast Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Lightning Fast Finance?
Complain to Lightning Fast Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lightning Fast Finance complaints come from?
Most come from California (2), Nevada (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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