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Debt collection

M.A.R.S debt collection complaints

Consumers have filed 257 complaints about M.A.R.S's debt collection, 60 in the last 12 months (+33%). M.A.R.S answered 100% on time and closed 0% with relief. See the whole M.A.R.S record.

M.A.R.S against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13M.A.R.S60+33%100%0%257

Every debt collector ranked

Latest M.A.R.S debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 1, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Apr 29, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsKSExplainedYes
Apr 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Apr 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Apr 10, 2026Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Apr 8, 2026Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Apr 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Apr 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Mar 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Mar 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Mar 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Mar 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Mar 13, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Mar 13, 2026Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Mar 10, 2026Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Mar 10, 2026Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Mar 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Mar 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Feb 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
Feb 6, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Feb 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Feb 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Jan 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Dec 23, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Dec 22, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
Dec 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Dec 16, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Dec 14, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Nov 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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