Debt collection
Mel S. Harris and Associates debt collection complaints
Consumers have filed 36 complaints about Mel S. Harris and Associates's debt collection. See the whole Mel S. Harris and Associates record.
Mel S. Harris and Associates against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Mel S. Harris and Associates | 0 | - | - |
Latest Mel S. Harris and Associates debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 9, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | No timely reply |
| Mar 13, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Dec 4, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Apr 18, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Aug 5, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 10, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 9, 2015 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Jun 12, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Jun 11, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jun 8, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 21, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 20, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 27, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Mar 11, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Mar 9, 2015 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Fixed |
| Feb 2, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Nov 12, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Oct 21, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Fixed |
| Oct 14, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Fixed |
| Jul 29, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jul 3, 2014 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Fixed |
| Jun 19, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Fixed |
| May 1, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 30, 2014 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Fixed |
| Apr 27, 2014 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Fixed |
| Apr 10, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Apr 2, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Fixed |
| Mar 27, 2014 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Mar 16, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Fixed |
| Mar 6, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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