Credit reporting
Merchants Credit credit reporting complaints
Consumers have filed 15 complaints about Merchants Credit's credit reporting. See the whole Merchants Credit record.
Merchants Credit against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Merchants Credit | 0 | - | - |
Latest Merchants Credit credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Jan 9, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 13, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 23, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 2, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 2, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 20, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 9, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 24, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 2, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 7, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 20, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 1, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 26, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| May 26, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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