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Debt collection

National Enterprise Systems debt collection complaints

Consumers have filed 787 complaints about National Enterprise Systems's debt collection, 77 in the last 12 months (-17%). National Enterprise Systems answered 100% on time and closed 0% with relief. See the whole National Enterprise Systems record.

National Enterprise Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13National Enterprise Systems77-17%100%0%787

Every debt collector ranked

Latest National Enterprise Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 4, 2026Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopOKExplainedYes
Nov 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Oct 12, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Oct 12, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeUTExplainedYes
Oct 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Oct 5, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Oct 2, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Oct 2, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Sep 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Sep 17, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Sep 15, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMEExplainedYes
Sep 12, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNYExplainedYes
Sep 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Aug 27, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Aug 17, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Aug 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Aug 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNYExplainedYes
Aug 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 3, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNJExplainedYes
Jul 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Jul 5, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Jul 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtPAExplainedYes
Jun 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMTExplainedYes
Jun 17, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftWYExplainedYes
Jun 13, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jun 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 4, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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