Credit reporting
Nelson Cruz & Associates credit reporting complaints
Consumers have filed 56 complaints about Nelson Cruz & Associates's credit reporting, 5 in the last 12 months. Nelson Cruz & Associates answered 0% on time and closed - with relief. See the whole Nelson Cruz & Associates record.
Nelson Cruz & Associates against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Nelson Cruz & Associates | 5 | 0% | - |
Latest Nelson Cruz & Associates credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Aug 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Jan 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Dec 12, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Nov 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Nov 8, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
| Nov 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 30, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Aug 29, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Jul 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jul 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Jun 25, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jun 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| May 20, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | No timely reply |
| Sep 13, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 8, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 6, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 22, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 9, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 5, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jul 31, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 27, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 22, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 4, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 1, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Mar 16, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 15, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 28, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 19, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 10, 2022 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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