Credit reporting
Nicholas Financial credit reporting complaints
Consumers have filed 108 complaints about Nicholas Financial's credit reporting. See the whole Nicholas Financial record.
Nicholas Financial against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Nicholas Financial | 0 | - | - |
Latest Nicholas Financial credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 27, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 15, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 30, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 13, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 10, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 24, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 15, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 17, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 23, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 20, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 2, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 2, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 2, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 27, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 27, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 27, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 6, 2023 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Aug 26, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 29, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jul 19, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 24, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 22, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 17, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 26, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 13, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 19, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 6, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 27, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 21, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 17, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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