Credit reporting
Opportunity Financial credit reporting complaints
Consumers have filed 896 complaints about Opportunity Financial's credit reporting, 284 in the last 12 months (+9%). Opportunity Financial answered 100% on time and closed 0% with relief. See the whole Opportunity Financial record.
Opportunity Financial against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Opportunity Financial | 284 | 100% | 0% |
Latest Opportunity Financial credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 12, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Oct 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 4, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 24, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 17, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Fixed |
| Sep 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 31, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 29, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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