Credit reporting
Optima Recovery Services credit reporting complaints
Consumers have filed 8 complaints about Optima Recovery Services's credit reporting. See the whole Optima Recovery Services record.
Optima Recovery Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Optima Recovery Services | 0 | - | - |
Latest Optima Recovery Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 20, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | No timely reply |
| Dec 7, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 10, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Apr 8, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Apr 5, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Jul 6, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Apr 10, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Nov 28, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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