Complaint log
Optima Recovery Services complaint log
The newest complaints about Optima Recovery Services, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 20, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | No timely reply |
| Jan 20, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 7, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 18, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Aug 27, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jul 10, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| May 9, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| May 4, 2021 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Apr 8, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Apr 5, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Feb 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jan 22, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jan 20, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Nov 3, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Oct 23, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 14, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Oct 2, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Sep 10, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 13, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jul 6, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Jan 12, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 27, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Apr 10, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Dec 19, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 4, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Aug 26, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| May 16, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 31, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Dec 16, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 1, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 28, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 10, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Aug 5, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 18, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jun 22, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 14, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jun 5, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 19, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
| Jan 14, 2017 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jul 24, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 1, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Mar 4, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 3, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Fixed |
| Feb 24, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jan 26, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 3, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 14, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works