Debt collection
Optima Recovery Services debt collection complaints
Consumers have filed 49 complaints about Optima Recovery Services's debt collection. See the whole Optima Recovery Services record.
Optima Recovery Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Optima Recovery Services | 0 | - | - |
Latest Optima Recovery Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 14, 2017 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jul 24, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 1, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Mar 4, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 3, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Fixed |
| Feb 24, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jan 26, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 3, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 14, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 24, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jan 22, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Dec 30, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 23, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jul 30, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Fixed |
| Apr 23, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Fixed |
| Dec 10, 2013 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Sep 5, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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